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| Provider | Service type | Compensation |
|---|---|---|
BUTTONWOOD WEALTH, LLC1 year Service code 27 · EIN 83-0889263 | Advisory (Plan) | $24,758 |
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 | Custodial (other than securities); Di... | $18,460 |
AMERICAN REALTY ADVISORS4 years Filed as: AMERICAN TRUST COMPANY Service code 13 · EIN 62-0951563 | Contract Administrator | $7,501 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,581 | $122,042-62.7% | $184,243-75.3% | $74,429-38.8% |
| Participation rate | 94.9% | 85.5%+9.5pp | 86.8%+8.1pp | 67.2%+27.7pp |
| Annual return | 12.52% | 19.91%-7.4pp | 28.82%-16.3pp | 1368.38%-1355.9pp |
| Employer contribution / active EE | $1,411 | $4,538-68.9% | $6,427-78.1% | $2,625-46.3% |
| Participant deferral / active EE | $5,622 | $7,143-21.3% | $9,132-38.4% | $4,348+29.3% |
| Admin fee / account holder | $262 | $1,252-79.0% | $13,914-98.1% | $1,944-86.5% |