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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,151 | $175,257-46.3% | $149,717-37.1% | $139,456-32.5% |
| Participation rate | 85.0% | 83.4%+1.6pp | 78.8%+6.2pp | 80.3%+4.7pp |
| Annual return | 26.38% | 166.70%-140.3pp | 134.41%-108.0pp | 373.45%-347.1pp |
| Employer contribution / active EE | $7,434 | $5,477+35.7% | $4,820+54.2% | $4,753+56.4% |
| Participant deferral / active EE | $6,927 | $6,521+6.2% | $5,682+21.9% | $6,711+3.2% |
| Admin fee / account holder | $1,592 | $16,156-90.1% | $13,213-87.9% | $11,407-86.0% |