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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,814 | $167,362-56.5% | $143,799-49.4% | $134,532-45.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.73% | 0.47%-22.2pp | -0.04%-21.7pp | 418.27%-440.0pp |
| Employer contribution / active EE | $6,826 | $5,620+21.5% | $4,952+37.8% | $4,741+44.0% |
| Participant deferral / active EE | $6,768 | $6,447+5.0% | $5,638+20.0% | $6,401+5.7% |
| Admin fee / account holder | $1,638 | $18,094-90.9% | $14,677-88.8% | $11,429-85.7% |