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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,403 | $168,635-36.3% | $147,617-27.2% | $125,389-14.3% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.99% | 77.65%-82.6pp | 61.98%-67.0pp | 282.24%-287.2pp |
| Employer contribution / active EE | $6,983 | $6,252+11.7% | $5,564+25.5% | $4,866+43.5% |
| Participant deferral / active EE | $8,826 | $5,507+60.3% | $4,895+80.3% | $5,352+64.9% |
| Admin fee / account holder | $1,418 | $13,580-89.6% | $11,612-87.8% | $9,541-85.1% |