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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,390 | $202,342-7.9% | $172,752+7.9% | $152,897+21.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 16.53% | 1029.83%-1013.3pp | 802.97%-786.4pp | 345.43%-328.9pp |
| Employer contribution / active EE | $14,644 | $5,858+150.0% | $5,144+184.7% | $4,764+207.4% |
| Participant deferral / active EE | $8,883 | $5,948+49.3% | $5,198+70.9% | $5,851+51.8% |
| Admin fee / account holder | $1,362 | $17,111-92.0% | $13,955-90.2% | $11,599-88.3% |