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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,148 | $162,136-67.2% | $152,301-65.1% | $154,746-65.7% |
| Participation rate | 38.5% | 84.1%-45.6pp | 82.4%-44.0pp | 80.7%-42.2pp |
| Annual return | 15.80% | 91.02%-75.2pp | 80.50%-64.7pp | 172.34%-156.5pp |
| Employer contribution / active EE | $1,993 | $4,890-59.3% | $4,624-56.9% | $4,379-54.5% |
| Participant deferral / active EE | $3,893 | $8,341-53.3% | $8,004-51.4% | $6,730-42.2% |
| Admin fee / account holder | $151 | $15,759-99.0% | $14,398-98.9% | $14,365-98.9% |