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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,043 | $148,582-0.4% | $135,942+8.9% | $139,456+6.2% |
| Participation rate | 59.1% | 83.9%-24.8pp | 81.9%-22.8pp | 80.3%-21.2pp |
| Annual return | 7.60% | 79.26%-71.7pp | 68.28%-60.7pp | 373.45%-365.8pp |
| Employer contribution / active EE | $2,171 | $5,245-58.6% | $4,858-55.3% | $4,753-54.3% |
| Participant deferral / active EE | $5,502 | $8,101-32.1% | $7,759-29.1% | $6,711-18.0% |
| Admin fee / account holder | $0 | $12,402-100.0% | $10,764-100.0% | $11,407-100.0% |