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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,259 | $157,296+2.5% | $141,191+14.2% | $152,897+5.5% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 21.32% | 64.34%-43.0pp | 71.41%-50.1pp | 345.43%-324.1pp |
| Employer contribution / active EE | $3,812 | $5,262-27.6% | $4,736-19.5% | $4,764-20.0% |
| Participant deferral / active EE | $6,012 | $7,111-15.4% | $6,710-10.4% | $5,851+2.8% |
| Admin fee / account holder | $58 | $12,125-99.5% | $10,264-99.4% | $11,599-99.5% |