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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,543 | $129,737+53.0% | $119,126+66.7% | $154,746+28.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 23.49% | 379.08%-355.6pp | 282.11%-258.6pp | 172.34%-148.9pp |
| Employer contribution / active EE | $2,334 | $4,375-46.7% | $4,034-42.1% | $4,379-46.7% |
| Participant deferral / active EE | $9,250 | $5,842+58.3% | $5,318+73.9% | $6,730+37.4% |
| Admin fee / account holder | $1,949 | $11,961-83.7% | $10,693-81.8% | $14,365-86.4% |