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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,969 | $106,280+32.6% | $96,538+46.0% | $139,487+1.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 17.94% | 38.48%-20.5pp | 35.74%-17.8pp | 373.84%-355.9pp |
| Employer contribution / active EE | $2,406 | $4,107-41.4% | $3,740-35.7% | $4,755-49.4% |
| Participant deferral / active EE | $11,300 | $5,457+107.1% | $4,880+131.5% | $6,713+68.3% |
| Admin fee / account holder | $1,315 | $7,888-83.3% | $6,737-80.5% | $11,407-88.5% |