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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,071 | $124,330+2.2% | $109,173+16.4% | $167,536-24.2% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 19.41% | 26.04%-6.6pp | 25.75%-6.3pp | 478.82%-459.4pp |
| Employer contribution / active EE | $2,643 | $4,209-37.2% | $3,723-29.0% | $4,839-45.4% |
| Participant deferral / active EE | $8,488 | $5,256+61.5% | $4,654+82.4% | $6,342+33.8% |
| Admin fee / account holder | $2,603 | $7,974-67.4% | $6,755-61.5% | $12,315-78.9% |