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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,518 | $112,892+216.7% | $90,956+293.1% | $158,931+125.0% |
| Participation rate | 60.0% | 74.7%-14.7pp | 69.0%-9.0pp | 82.0%-22.0pp |
| Annual return | 12.86% | 215.80%-202.9pp | 134.60%-121.7pp | 302.86%-290.0pp |
| Employer contribution / active EE | $1,393 | $2,893-51.9% | $2,122-34.4% | $4,761-70.8% |
| Participant deferral / active EE | $4,567 | $4,127+10.7% | $3,373+35.4% | $5,982-23.7% |
| Admin fee / account holder | $299 | $8,042-96.3% | $5,959-95.0% | $11,247-97.3% |