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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,295 | $157,270+0.7% | $141,173+12.1% | $152,870+3.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 10.75% | 64.33%-53.6pp | 71.40%-60.6pp | 345.34%-334.6pp |
| Employer contribution / active EE | $7,410 | $5,261+40.8% | $4,735+56.5% | $4,763+55.6% |
| Participant deferral / active EE | $10,289 | $7,110+44.7% | $6,710+53.4% | $5,850+75.9% |
| Admin fee / account holder | $8,924 | $12,121-26.4% | $10,262-13.0% | $11,597-23.0% |