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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,731 | $148,629+37.1% | $135,982+49.8% | $139,487+46.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.34% | 79.33%-59.0pp | 68.32%-48.0pp | 373.84%-353.5pp |
| Employer contribution / active EE | $11,258 | $5,247+114.6% | $4,859+131.7% | $4,755+136.8% |
| Participant deferral / active EE | $10,642 | $8,102+31.3% | $7,760+37.1% | $6,713+58.5% |
| Admin fee / account holder | $769 | $12,406-93.8% | $10,767-92.9% | $11,407-93.3% |