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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,462 | $87,546+5.6% | $75,784+22.0% | $125,389-26.3% |
| Participation rate | 80.0% | 80.2%-0.2pp | 75.8%+4.2pp | 83.2%-3.2pp |
| Annual return | 1.46% | 13.49%-12.0pp | 9.68%-8.2pp | 282.24%-280.8pp |
| Employer contribution / active EE | $12,180 | $3,930+209.9% | $3,323+266.5% | $4,866+150.3% |
| Participant deferral / active EE | $3,009 | $4,230-28.9% | $3,652-17.6% | $5,352-43.8% |
| Admin fee / account holder | $9,589 | $6,503+47.5% | $5,300+80.9% | $9,541+0.5% |