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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,510 | $111,814+56.1% | $103,378+68.8% | $145,978+19.5% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 3.94% | 24.80%-20.9pp | 24.91%-21.0pp | 550.52%-546.6pp |
| Employer contribution / active EE | $2,543 | $4,215-39.7% | $3,870-34.3% | $4,662-45.5% |
| Participant deferral / active EE | $8,511 | $5,618+51.5% | $5,058+68.3% | $6,690+27.2% |
| Admin fee / account holder | $16,294 | $9,764+66.9% | $8,401+94.0% | $13,400+21.6% |