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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,026 | $93,063-68.8% | $153,476-81.1% | $80,911-64.1% |
| Participation rate | 54.8% | 69.0%-14.2pp | 77.1%-22.3pp | 67.6%-12.9pp |
| Annual return | 18.99% | 19.95%-1.0pp | 15.66%+3.3pp | 35.63%-16.6pp |
| Employer contribution / active EE | $1,586 | $3,507-54.8% | $5,038-68.5% | $2,756-42.4% |
| Participant deferral / active EE | $3,507 | $5,180-32.3% | $6,759-48.1% | $4,297-18.4% |
| Admin fee / account holder | $903 | $8,891-89.8% | $12,729-92.9% | $6,935-87.0% |