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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,090 | $76,912-72.6% | $129,118-83.7% | $68,486-69.2% |
| Participation rate | 55.1% | 69.1%-14.0pp | 77.2%-22.1pp | 67.9%-12.8pp |
| Annual return | -17.13% | -9.78%-7.3pp | -10.94%-6.2pp | -7.85%-9.3pp |
| Employer contribution / active EE | $1,577 | $3,243-51.4% | $5,051-68.8% | $2,597-39.3% |
| Participant deferral / active EE | $3,376 | $4,732-28.7% | $6,539-48.4% | $4,028-16.2% |
| Admin fee / account holder | $638 | $6,638-90.4% | $14,305-95.5% | $5,404-88.2% |