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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $897,275 | $209,874+327.5% | $189,537+373.4% | $167,536+435.6% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 27.83% | 748.61%-720.8pp | 555.34%-527.5pp | 478.82%-451.0pp |
| Employer contribution / active EE | $40,106 | $6,913+480.1% | $6,161+551.0% | $4,839+728.8% |
| Participant deferral / active EE | $12,544 | $8,934+40.4% | $8,220+52.6% | $6,342+97.8% |
| Admin fee / account holder | $65,147 | $14,299+355.6% | $12,048+440.7% | $12,315+429.0% |