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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $709,837 | $197,637+259.2% | $177,848+299.1% | $158,982+346.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 17.40% | 58.77%-41.4pp | 48.33%-30.9pp | 302.99%-285.6pp |
| Employer contribution / active EE | $15,846 | $6,698+136.6% | $5,919+167.7% | $4,763+232.7% |
| Participant deferral / active EE | $9,800 | $8,405+16.6% | $7,714+27.0% | $5,983+63.8% |
| Admin fee / account holder | $72,007 | $15,406+367.4% | $12,431+479.2% | $11,252+540.0% |