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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,368 | $171,867+166.1% | $149,721+205.5% | $147,586+209.9% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 23.93% | 2113.36%-2089.4pp | 1501.67%-1477.7pp | 578.59%-554.7pp |
| Employer contribution / active EE | $17,880 | $6,275+185.0% | $5,444+228.4% | $4,876+266.7% |
| Participant deferral / active EE | $14,683 | $7,270+102.0% | $6,568+123.5% | $5,439+170.0% |
| Admin fee / account holder | $1,121 | $13,799-91.9% | $11,282-90.1% | $10,886-89.7% |