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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,930 | $68,878+58.2% | $120,574-9.7% | $80,935+34.6% |
| Participation rate | 61.9% | 61.7%+0.2pp | 71.9%-10.0pp | 67.7%-5.8pp |
| Annual return | 23.05% | 23.67%-0.6pp | 107.42%-84.4pp | 35.66%-12.6pp |
| Employer contribution / active EE | $4,434 | $2,065+114.7% | $3,471+27.8% | $2,757+60.8% |
| Participant deferral / active EE | $10,317 | $3,189+223.6% | $4,996+106.5% | $4,299+140.0% |
| Admin fee / account holder | $3,543 | $5,782-38.7% | $9,445-62.5% | $6,924-48.8% |