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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,472 | $56,339+5.6% | $104,299-43.0% | $68,490-13.2% |
| Participation rate | 75.0% | 63.3%+11.7pp | 73.3%+1.7pp | 67.9%+7.1pp |
| Annual return | -22.00% | -9.19%-12.8pp | 24.62%-46.6pp | -7.85%-14.2pp |
| Employer contribution / active EE | $5,110 | $1,960+160.7% | $3,373+51.5% | $2,597+96.8% |
| Participant deferral / active EE | $9,848 | $3,077+220.0% | $4,626+112.9% | $4,028+144.5% |
| Admin fee / account holder | $3,090 | $4,902-37.0% | $7,339-57.9% | $5,403-42.8% |