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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,569 | $98,776-38.7% | $149,745-59.6% | $79,856-24.2% |
| Participation rate | 64.5% | 75.8%-11.3pp | 82.5%-18.0pp | 69.6%-5.1pp |
| Annual return | 18.43% | 27.38%-9.0pp | 276.72%-258.3pp | 31.71%-13.3pp |
| Employer contribution / active EE | $6,050 | $3,217+88.1% | $4,646+30.2% | $2,471+144.8% |
| Participant deferral / active EE | $12,236 | $5,681+115.4% | $6,843+78.8% | $3,741+227.1% |
| Admin fee / account holder | $24,143 | $6,053+298.9% | $9,312+159.3% | $5,306+355.0% |