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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,580 | $113,941-95.1% | $94,229-94.1% | $125,389-95.5% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -7.19% | 5.29%-12.5pp | 10.68%-17.9pp | 282.24%-289.4pp |
| Employer contribution / active EE | $3,566 | $4,727-24.6% | $3,587-0.6% | $4,866-26.7% |
| Participant deferral / active EE | $10,562 | $5,179+103.9% | $4,320+144.5% | $5,352+97.4% |
| Admin fee / account holder | $5,920 | $8,392-29.5% | $6,269-5.6% | $9,541-38.0% |