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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,739 | $131,835-94.1% | $108,582-92.9% | $273,972-97.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 9.67% | -91.57%+101.2pp | -51.70%+61.4pp | 41.46%-31.8pp |
| Employer contribution / active EE | $1,533 | $4,913-68.8% | $3,758-59.2% | $4,869-68.5% |
| Participant deferral / active EE | $10,604 | $5,127+106.8% | $4,311+146.0% | $5,287+100.6% |
| Admin fee / account holder | $3,499 | $10,253-65.9% | $7,645-54.2% | $10,133-65.5% |