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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,189 | $77,908-15.0% | $149,696-55.8% | $75,173-12.0% |
| Participation rate | 81.5% | 65.6%+15.9pp | 78.8%+2.7pp | 67.2%+14.3pp |
| Annual return | 9.71% | 31.73%-22.0pp | 134.46%-124.7pp | 160.72%-151.0pp |
| Employer contribution / active EE | $1,857 | $3,138-40.8% | $4,821-61.5% | $2,671-30.5% |
| Participant deferral / active EE | $3,133 | $3,411-8.2% | $5,682-44.9% | $4,126-24.1% |
| Admin fee / account holder | $9,697 | $5,950+63.0% | $13,212-26.6% | $5,651+71.6% |