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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,774 | $73,848-2.8% | $143,799-50.1% | $68,486+4.8% |
| Participation rate | 67.9% | 66.7%+1.2pp | 80.3%-12.5pp | 67.9%0pp |
| Annual return | -14.99% | 0.91%-15.9pp | -0.04%-14.9pp | -7.85%-7.1pp |
| Employer contribution / active EE | $1,636 | $3,184-48.6% | $4,952-67.0% | $2,597-37.0% |
| Participant deferral / active EE | $3,070 | $3,385-9.3% | $5,638-45.6% | $4,028-23.8% |
| Admin fee / account holder | $1,328 | $5,755-76.9% | $14,677-91.0% | $5,404-75.4% |