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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,038 | $95,404-10.9% | $113,397-25.0% | $82,637+2.9% |
| Participation rate | 81.9% | 72.8%+9.1pp | 76.5%+5.4pp | 68.1%+13.9pp |
| Annual return | 13.35% | 19.08%-5.7pp | 23.20%-9.8pp | 53.51%-40.2pp |
| Employer contribution / active EE | $2,415 | $2,307+4.7% | $2,977-18.9% | $2,552-5.4% |
| Participant deferral / active EE | $4,518 | $4,220+7.1% | $5,076-11.0% | $4,126+9.5% |
| Admin fee / account holder | $4,436 | $9,168-51.6% | $11,957-62.9% | $7,339-39.6% |