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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,087 | $86,919-11.3% | $102,457-24.8% | $80,911-4.7% |
| Participation rate | 88.6% | 72.4%+16.2pp | 76.5%+12.1pp | 67.6%+21.0pp |
| Annual return | 10.45% | 18.90%-8.4pp | 29.41%-19.0pp | 35.63%-25.2pp |
| Employer contribution / active EE | $2,357 | $2,368-0.5% | $3,022-22.0% | $2,756-14.5% |
| Participant deferral / active EE | $4,794 | $4,119+16.4% | $5,054-5.2% | $4,297+11.6% |
| Admin fee / account holder | $7,126 | $8,049-11.5% | $9,451-24.6% | $6,935+2.8% |