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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,585 | $102,385-18.4% | $147,080-43.2% | $80,935+3.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 10.06% | 135.09%-125.0pp | 420.17%-410.1pp | 35.66%-25.6pp |
| Employer contribution / active EE | $5,513 | $3,717+48.3% | $4,933+11.7% | $2,757+100.0% |
| Participant deferral / active EE | $4,421 | $6,651-33.5% | $8,066-45.2% | $4,299+2.8% |
| Admin fee / account holder | $12,361 | $7,951+55.5% | $12,989-4.8% | $6,924+78.5% |