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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,376 | $93,617-16.3% | $135,982-42.4% | $75,177+4.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 10.93% | 30.89%-20.0pp | 68.32%-57.4pp | 160.75%-149.8pp |
| Employer contribution / active EE | $5,802 | $3,538+64.0% | $4,859+19.4% | $2,671+117.2% |
| Participant deferral / active EE | $5,365 | $6,406-16.3% | $7,760-30.9% | $4,126+30.0% |
| Admin fee / account holder | $12,499 | $6,980+79.1% | $10,767+16.1% | $5,651+121.2% |