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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,186 | $105,210+8.5% | $159,487-28.4% | $85,851+33.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 10.15% | 45.08%-34.9pp | 263.71%-253.6pp | 318.63%-308.5pp |
| Employer contribution / active EE | $4,227 | $3,319+27.4% | $4,831-12.5% | $2,565+64.8% |
| Participant deferral / active EE | $3,194 | $5,946-46.3% | $7,354-56.6% | $3,952-19.2% |
| Admin fee / account holder | $26,708 | $6,934+285.2% | $10,804+147.2% | $6,261+326.6% |