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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,646 | $64,729-23.3% | $112,263-55.8% | $68,490-27.5% |
| Participation rate | 70.7% | 67.2%+3.6pp | 75.1%-4.3pp | 67.9%+2.8pp |
| Annual return | -16.28% | -11.40%-4.9pp | 27.49%-43.8pp | -7.85%-8.4pp |
| Employer contribution / active EE | $2,230 | $2,746-18.8% | $3,636-38.7% | $2,597-14.1% |
| Participant deferral / active EE | $3,719 | $3,566+4.3% | $4,729-21.4% | $4,028-7.7% |
| Admin fee / account holder | $5,226 | $5,222+0.1% | $6,410-18.5% | $5,403-3.3% |