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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,639 | $63,346-46.9% | $92,240-63.5% | $70,126-52.0% |
| Participation rate | 71.9% | 68.7%+3.2pp | 76.5%-4.6pp | 69.5%+2.3pp |
| Annual return | 16.33% | 530.19%-513.9pp | 176.29%-160.0pp | 73.15%-56.8pp |
| Employer contribution / active EE | $2,343 | $2,471-5.2% | $3,680-36.3% | $2,3430% |
| Participant deferral / active EE | $3,269 | $2,854+14.5% | $3,897-16.1% | $3,332-1.9% |
| Admin fee / account holder | $376 | $3,841-90.2% | $5,194-92.8% | $4,645-91.9% |