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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,501 | $72,273-31.5% | $101,275-51.1% | $79,856-38.0% |
| Participation rate | 68.1% | 68.5%-0.4pp | 75.8%-7.7pp | 69.6%-1.6pp |
| Annual return | 14.97% | 22.30%-7.3pp | 46.48%-31.5pp | 31.71%-16.7pp |
| Employer contribution / active EE | $1,992 | $2,691-26.0% | $3,660-45.6% | $2,471-19.4% |
| Participant deferral / active EE | $3,151 | $3,282-4.0% | $4,371-27.9% | $3,741-15.8% |
| Admin fee / account holder | $0 | $4,401-100.0% | $5,948-100.0% | $5,306-100.0% |