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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,960 | $95,406+102.3% | $185,849+3.8% | $85,847+124.8% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 10.06% | 23.59%-13.5pp | 122.10%-112.0pp | 318.61%-308.6pp |
| Employer contribution / active EE | $7,655 | $3,314+131.0% | $5,169+48.1% | $2,565+198.4% |
| Participant deferral / active EE | $5,002 | $3,424+46.1% | $5,569-10.2% | $3,952+26.6% |
| Admin fee / account holder | $9,101 | $7,214+26.1% | $16,244-44.0% | $6,261+45.4% |