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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,884 | $85,171+101.8% | $172,753-0.5% | $72,976+135.5% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 5.85% | 27.32%-21.5pp | 803.00%-797.1pp | 81.02%-75.2pp |
| Employer contribution / active EE | $7,274 | $3,324+118.8% | $5,144+41.4% | $2,440+198.1% |
| Participant deferral / active EE | $5,163 | $3,260+58.4% | $5,198-0.7% | $3,608+43.1% |
| Admin fee / account holder | $6,441 | $5,880+9.5% | $13,956-53.8% | $5,124+25.7% |