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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,061 | $91,167+371.7% | $178,498+140.9% | $79,858+438.5% |
| Participation rate | 96.2% | 69.2%+26.9pp | 81.9%+14.2pp | 69.6%+26.5pp |
| Annual return | 12.82% | 24.19%-11.4pp | 151.09%-138.3pp | 31.72%-18.9pp |
| Employer contribution / active EE | $12,464 | $3,255+282.9% | $5,011+148.7% | $2,471+404.4% |
| Participant deferral / active EE | $19,372 | $3,236+498.7% | $5,202+272.4% | $3,740+417.9% |
| Admin fee / account holder | $13,522 | $6,747+100.4% | $13,985-3.3% | $5,306+154.8% |