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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,083 | $75,962+302.9% | $154,111+98.6% | $64,173+377.0% |
| Participation rate | 89.3% | 70.4%+18.9pp | 83.0%+6.2pp | 69.6%+19.7pp |
| Annual return | -4.61% | 30.32%-34.9pp | 735.18%-739.8pp | 7.63%-12.2pp |
| Employer contribution / active EE | $10,729 | $3,350+220.3% | $5,298+102.5% | $2,381+350.6% |
| Participant deferral / active EE | $17,966 | $3,175+465.9% | $5,081+253.6% | $3,470+417.8% |
| Admin fee / account holder | $34,118 | $5,589+510.5% | $13,411+154.4% | $4,887+598.1% |