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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,495 | $201,344+60.2% | $184,243+75.0% | $145,877+121.1% |
| Participation rate | 95.5% | 87.5%+8.0pp | 86.8%+8.6pp | 80.3%+15.2pp |
| Annual return | 13.01% | 29.01%-16.0pp | 28.82%-15.8pp | 551.28%-538.3pp |
| Employer contribution / active EE | $13,636 | $7,022+94.2% | $6,427+112.2% | $4,663+192.4% |
| Participant deferral / active EE | $5,909 | $9,807-39.7% | $9,132-35.3% | $6,691-11.7% |
| Admin fee / account holder | $17,844 | $16,382+8.9% | $13,914+28.2% | $13,402+33.1% |