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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,633 | $109,359+105.4% | $162,185+38.5% | $72,976+207.8% |
| Participation rate | 81.8% | 84.3%-2.4pp | 87.6%-5.7pp | 69.5%+12.3pp |
| Annual return | 17.28% | 25.46%-8.2pp | 115.61%-98.3pp | 81.02%-63.7pp |
| Employer contribution / active EE | $7,576 | $3,907+93.9% | $5,613+35.0% | $2,440+210.5% |
| Participant deferral / active EE | $3,239 | $5,481-40.9% | $7,297-55.6% | $3,608-10.2% |
| Admin fee / account holder | $26,659 | $7,972+234.4% | $10,844+145.9% | $5,124+420.3% |