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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,507 | $125,797+123.0% | $170,057+64.9% | $75,177+273.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 13.81% | 27.20%-13.4pp | 53.42%-39.6pp | 160.75%-146.9pp |
| Employer contribution / active EE | $10,000 | $4,616+116.6% | $6,790+47.3% | $2,671+274.4% |
| Participant deferral / active EE | $5,024 | $6,838-26.5% | $10,411-51.7% | $4,126+21.8% |
| Admin fee / account holder | $3,368 | $8,177-58.8% | $12,826-73.7% | $5,651-40.4% |