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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,461 | $61,125+23.5% | $94,057-19.8% | $87,485-13.7% |
| Participation rate | 58.1% | 64.1%-6.0pp | 73.3%-15.3pp | 68.9%-10.9pp |
| Annual return | 12.76% | 35.20%-22.4pp | 480.62%-467.9pp | 26.06%-13.3pp |
| Employer contribution / active EE | $920 | $2,136-56.9% | $2,933-68.6% | $2,596-64.6% |
| Participant deferral / active EE | $1,941 | $3,260-40.5% | $4,709-58.8% | $4,274-54.6% |
| Admin fee / account holder | $1,349 | $5,629-76.0% | $7,244-81.4% | $7,775-82.6% |