Filed January 30, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,175 | $81,208+11.0% | $98,916-8.8% | $79,858+12.9% |
| Participation rate | 93.1% | 72.5%+20.6pp | 76.0%+17.1pp | 69.6%+23.5pp |
| Annual return | 16.75% | 60.99%-44.2pp | 196.45%-179.7pp | 31.72%-15.0pp |
| Employer contribution / active EE | $1,487 | $1,960-24.1% | $2,689-44.7% | $2,471-39.8% |
| Participant deferral / active EE | $3,313 | $3,265+1.5% | $4,245-21.9% | $3,740-11.4% |
| Admin fee / account holder | $3,017 | $6,013-49.8% | $6,642-54.6% | $5,306-43.1% |