Filed January 30, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,210 | $67,411+14.5% | $91,004-15.2% | $70,126+10.1% |
| Participation rate | 81.4% | 71.4%+10.0pp | 75.6%+5.8pp | 69.5%+11.8pp |
| Annual return | 16.33% | -40.16%+56.5pp | 4.60%+11.7pp | 73.15%-56.8pp |
| Employer contribution / active EE | $1,257 | $1,786-29.6% | $2,456-48.8% | $2,343-46.3% |
| Participant deferral / active EE | $2,039 | $2,823-27.8% | $3,548-42.5% | $3,332-38.8% |
| Admin fee / account holder | $6,660 | $4,236+57.2% | $5,417+22.9% | $4,645+43.4% |