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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,959 | $90,617+146.0% | $79,476+180.5% | $135,382+64.7% |
| Participation rate | 100.0% | 76.1%+23.9pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | 104.93% | 977.57%-872.6pp | 718.21%-613.3pp | 519.77%-414.8pp |
| Employer contribution / active EE | $7,429 | $3,068+142.2% | $2,800+165.3% | $4,779+55.5% |
| Participant deferral / active EE | $11,895 | $4,050+193.7% | $3,704+221.2% | $5,609+112.1% |
| Admin fee / account holder | $21,556 | $5,907+264.9% | $5,113+321.6% | $10,829+99.1% |