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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,978 | $99,011+13.1% | $86,582+29.3% | $147,586-24.1% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 14.17% | 1312.75%-1298.6pp | 965.08%-950.9pp | 578.59%-564.4pp |
| Employer contribution / active EE | $7,878 | $3,132+151.5% | $2,839+177.4% | $4,876+61.5% |
| Participant deferral / active EE | $12,589 | $3,972+216.9% | $3,609+248.9% | $5,439+131.5% |
| Admin fee / account holder | $41,471 | $5,709+626.4% | $4,904+745.6% | $10,886+281.0% |