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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,431 | $94,439+37.1% | $73,658+75.7% | $154,746-16.4% |
| Participation rate | 66.7% | 64.7%+2.0pp | 57.0%+9.6pp | 80.7%-14.0pp |
| Annual return | 16.05% | 28.25%-12.2pp | 29.72%-13.7pp | 172.34%-156.3pp |
| Employer contribution / active EE | $4,167 | $1,257+231.4% | $1,032+303.6% | $4,379-4.9% |
| Participant deferral / active EE | $15,667 | $2,527+520.0% | $2,062+659.8% | $6,730+132.8% |
| Admin fee / account holder | $2,241 | $3,843-41.7% | $3,357-33.3% | $14,365-84.4% |