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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,896 | $75,962+256.6% | $154,111+75.8% | $64,173+322.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -3.77% | 30.32%-34.1pp | 735.18%-738.9pp | 7.63%-11.4pp |
| Employer contribution / active EE | $4,949 | $3,350+47.7% | $5,298-6.6% | $2,381+107.9% |
| Participant deferral / active EE | $3,392 | $3,175+6.8% | $5,081-33.2% | $3,470-2.2% |
| Admin fee / account holder | $7,497 | $5,589+34.1% | $13,411-44.1% | $4,887+53.4% |